The High Cost of Living: Insights from a European Perspective
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Chapter 1: A New Perspective on American Spending
My husband, who relocated from Denmark to the U.S. over two years ago, has been instrumental in reshaping my view of this country. Together, we share laughs and frustrations about his new home, engaging in endless discussions about the American way of life.
Recently, he highlighted an interesting contrast: while America markets itself as a land of plenty, this abundance primarily benefits the wealthy. The average American, as he sees it, faces constant minor costs that add up, leaving many feeling exhausted and financially drained. "Americans are so fearful of socialism that they’d rather overpay for everything than accept any government assistance," he chuckled.
Having lived in Europe, I began to see the truth in his observations. Despite the apparent wealth, it seems we often get short-changed in various aspects of life. "In Denmark, it's like an all-you-can-eat buffet; you pay high taxes but never have to worry about unexpected expenses," he remarked.
In contrast, here in the U.S., surprise costs lurk around every corner, ready to deplete your finances. Below, I outline some of the significant and minor ways we Americans tend to overpay, as noted by my husband.
Section 1.1: The Relentless Requests for Donations
One of the first things my husband pointed out is the American tendency to ask for donations for virtually everything. It's a habit I had never fully recognized until he brought it to my attention.
Our public schools frequently solicit funds, and even the graduate school I attended sends out letters requesting additional contributions. There are campaigns to "adopt" highways and benches, and election funding relies heavily on donations. In California, gas prices rise to support better road conditions, and USPS charges for mail forwarding. The requests never seem to cease. "What do your taxes actually cover?" my husband pondered.
Section 1.2: The Tipping Culture
Americans are known for their tipping habits, often tipping more than anyone else in the world. It’s disheartening that many perceive tipping as a generous act or a way to showcase wealth—both notions are misguided.
In most European nations, tipping is either optional or actively discouraged. Unlike Americans, who commonly tip 20%, European locals, aside from tourists, rarely offer tips to wait staff, doormen, or delivery personnel. In Denmark, tipping at restaurants can be viewed as an insult, implying that a worker's salary is insufficient. There, wages are high, paid vacations are generous, and unemployment benefits are plentiful.
My husband expressed frustration when he was prompted to tip at a coffee shop. "I draw the line at tipping for coffee!" he exclaimed, echoing my sentiments as I faced multiple requests for tips throughout my day in Los Angeles. "In this country, you can’t take a step without being asked to tip someone!" he added.
Section 1.3: The Pricey Beverage Addiction
"How much money do Americans waste on drinks alone?" my husband mused as we perused a local Starbucks menu.
I, too, have fallen victim to the allure of overpriced beverages, but his point was valid. How did it become standard to spend seven dollars on a sugary drink each morning? While the rest of the globe enjoys modest coffees and teas, Americans indulge in Grande Frappuccinos without a second thought. "Do people here realize these sugary drinks contribute to their weight gain?" he questioned.
The trend of exorbitantly priced sugary drinks in America has certainly spiraled out of control.
Subsection 1.3.1: Overpaying for Quality Food
It's a contentious topic, but finding affordable, high-quality food in America is markedly more challenging than in Europe.
Upon returning from England, I experienced cheese withdrawal because quality options were simply unaffordable in the U.S. The Cheddar available here pales in comparison to the delicious and affordable English varieties. My husband was astounded by the high prices of organic groceries in America, where items that are priced similarly to regular foods back home cost significantly more.
"You'd think premium steak would be cheap in America, but it's quite the opposite," he lamented. I felt a mix of sadness and embarrassment as he added, "I never felt financially restricted regarding groceries until I came to the U.S."
Section 1.4: The Healthcare Dilemma
It's well-known that the U.S. is the only developed nation that does not offer universal healthcare.
I've expressed my thoughts on this matter before, and I will continue to do so: the requirement to pay for healthcare—or the even graver issue of being unable to afford it—is one of the biggest scams perpetuated in America. My husband, like anyone who has experienced life in a more civilized country, would undoubtedly agree.
Chapter 2: The Price of Services
In addition to the healthcare costs, Americans also face steep expenses for services such as cable, phone, and internet.
When I lived in London, I was astonished to discover that both my phone and internet bills were significantly lower than in the U.S. Upon moving here, my husband was baffled that anyone would willingly pay $100 for cable TV, only to find that our basic internet plan would set us back another $50. Don't even get me started on the phone bill.
"Do those flashy T-Mobile stores make you feel better about your outrageous phone bill? Shouldn’t they cut costs on rent to provide cheaper service?" my husband mused. A Dane—or any European—would struggle to comprehend how Americans are unaware of global pricing standards, leading to unreasonable charges.
"I guess it benefits them to keep everyone in the dark," my husband concluded.
With these insights in mind, I try to explain to my husband that life in the U.S. isn’t about relaxation; it’s about navigating loopholes and seeking ways to save money. This constant hustle keeps us preoccupied and embodies the American spirit.
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