Chapter 1: Decisions that Changed My Life

For the past decade, I've made it a priority to choose wisely each day. This commitment stems from a tumultuous decade between the ages of 15 and 25, filled with poor choices. By 25, I was ready for a change. Among all my decisions, nine have emerged as pivotal moments in my life.

Section 1.1: Embracing Early Mornings

Waking up early, specifically between 6 and 9 a.m. daily, has become my secret weapon. These three hours each morning are sacred, dedicated to nurturing my side projects. Balancing a full-time job, part-time schooling, and family life with two young kids under 12, I've found that these hours enable me to produce five articles weekly on Medium, a Twitter thread each week, and my Saturday Success Series newsletter on Substack.

Section 1.2: Committing to Sobriety

I took a break from alcohol for 16 months a few years back, which was the best year of my life at that time. Unfortunately, I returned to drinking briefly, but three years ago, I made the decision to quit for good. Alcohol had been dragging me down, costing me days lost to hangovers, and steering me away from my positive habits. It was detrimental, and I knew I had to stop for my well-being.

Section 1.3: Tuning Out the Noise

It's been around four years since I stopped following the news, and I have no regrets. The constant barrage of anxiety-inducing headlines and fear-mongering has no place in my life. If something important happens, I trust it will reach me without having to chase it down. Remember, media's primary goal is to keep you glued to their content, often at the expense of your peace of mind.

Section 1.4: Simplifying My Tasks

I shifted from chaotic to-do lists to focused "Must Do" lists. My previous lists were overwhelming, but now I keep them concise and handwritten, outlining just the top five tasks that truly need my attention. This streamlined approach has made a significant difference in my productivity.

Section 1.5: Curating My Social Media

I’ve learned the value of maintaining a tight social media circle. I only want to engage with content that uplifts me and aligns with my aspirations. In 2023, I unfollowed numerous accounts and now regularly review my connections to keep my feed focused and inspiring.

Section 1.6: Investing in Financial Knowledge

Reflecting on my past financial ignorance gives me anxiety. I dedicated years to understanding credit scores, stocks versus ETFs, real estate, and budgeting. Now, I’m diving into the world of cryptocurrencies and NFTs. It’s crucial to seek this knowledge yourself, as traditional education often overlooks these topics. For insights, feel free to connect with me on Twitter for personal finance tips.

Section 1.7: Engaging Fully with Life

Choosing to actively engage with every aspect of life—work, social media, and relationships—has been rewarding. I shared this insight with new employees at my company, emphasizing that my previous dissatisfaction stemmed from my disengagement rather than my job itself.

Section 1.8: The Gift of Partnership

My partner has been a tremendous blessing in my life. Choosing to be with her ranks as one of my best decisions. She provides unwavering support, love, and both challenges and comforts me. Finding a great partner is always a wise choice.

Section 1.9: Staying Unbothered

I refuse to let others disturb my peace. There will always be critics, naysayers, and distractions. The key is to ignore them. Their opinions are theirs to keep, and I choose to focus on what truly matters.

Chapter 2: Financial Wisdom and Growth

This video discusses the ten financial decisions that could haunt you a decade from now, offering critical insights for better financial planning.

In this video, the importance of making ten vital life decisions is explored, emphasizing the long-term impact of our choices.