Section 1.1: Managing Your Phone Expenses

To keep my phone bill around €15 monthly, I opted for a plan without unlimited data. In the past, I carefully tracked my cellular data usage and selected the most economical plan that met my needs, which also included a minimal number of call minutes. I predominantly use my phone for messaging apps like iMessage, WhatsApp, and Telegram, along with YouTube, a few mobile games, email, web browsing, and Google Maps. I rarely make voice calls, and when necessary, I prefer using Wi-Fi-based services like FaceTime or WhatsApp to avoid using cellular minutes.

Additionally, I sometimes download maps on Google Maps in advance, allowing me to access them offline. There are days I keep my phone in airplane mode, connected to Wi-Fi, allowing me to conserve data. (A handy tip for data savings: disable cellular data in your phone settings.)

Section 1.2: Transportation Savings

My transportation costs range from €0 to €20 monthly, depending on how motivated I am to walk. We have various public transportation tickets available, including one that offers unlimited rides for 30 days. I recognize my privilege in having access to public transport and walking options, and I apologize if these aren’t available to you. However, you might find similar alternatives suited to your situation.

I typically choose to walk when possible, but for trips exceeding a 40-minute walk, I opt for the metro, bus, or train based on convenience. In urgent situations or for special occasions, I may use a taxi. Although we have electric bikes, I’m hesitant to ride one due to safety concerns. (Saving money on transportation also means I don’t need a gym membership!)

Section 1.3: Grocery Budgeting

As a vegan who strives to consume a diverse range of wholesome foods, I budget €30 weekly for groceries and €10 for produce, often spending less. Many healthy foods are quite affordable, especially store brands. I like to indulge in quality food, believing that life should be enjoyed, but I also make an effort to save, such as taking advantage of 3-for-2 promotions and purchasing seasonal produce. Occasionally, I buy items nearing their expiration date if they are still good.

I often choose “ugly” produce from local vendors, which can be repurposed in various dishes. Many times, vendors have given me extra items for free just to clear out their stock. (This also doubles as a fitness routine, as my favorite produce shop is a 30-minute walk away!) Furthermore, I prepare my own coffee and lunches and refrain from buying snacks or beverages at work.

I hope these insights can aid you in your savings journey! Thank you for reading, and I wish you a wonderful day ahead! If you're interested in saving money, consider following my work, where I share insights from a Mediterranean perspective.